Side-by-side · Q2 2026 data
Sierra Pacific Federal Credit Union vs Plus Credit Union
Metric by metric
| Measure | Sierra Pacific Federal Credit Union | Plus Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 86 (stronger) | 75 |
| Loan quality | 81 | 96 (stronger) |
| Earnings | 61 (stronger) | 37 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 83rd | 76th |
| Total assets | $189.4M | $126.1M |
| Deposits / shares | $163.4M | $110.8M |
| Capital ratio | 13.57% (stronger) | 12.54% |
| Problem loans | 0.57% | 0.12% (stronger) |
| Net charge-offs | 0.33% | 0.06% (stronger) |
| Return on assets | 1.03% (stronger) | 0.44% |
| Loans ÷ deposits | 57.3% | 49.0% (stronger) |
| Uninsured deposits | 6.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sierra Pacific Federal Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sierra Pacific Federal Credit Union leads on 3 and Plus Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.