Side-by-side · Q2 2026 data
Signature Bank of Arkansas vs The Citizens Bank
Metric by metric
| Measure | Signature Bank of Arkansas | The Citizens Bank |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 46 (stronger) | 39 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 64 | 82 (stronger) |
| Funding & liquidity | 40 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 44th | 58th |
| Total assets | $1.6B | $1.6B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 9.57% (stronger) | 8.87% |
| Problem loans | 0.04% (stronger) | 0.37% |
| Net charge-offs | 0.01% (stronger) | 0.08% |
| Return on assets | 1.09% | 1.55% (stronger) |
| Loans ÷ deposits | 93.3% | 85.2% (stronger) |
| Uninsured deposits | 38.9% | 22.8% (stronger) |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 13.3% |
The Citizens Bank has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Signature Bank of Arkansas leads on 3 and The Citizens Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.