Side-by-side · Q2 2026 data
Signet Federal Credit Union vs Transcend Credit Union
Metric by metric
| Measure | Signet Federal Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 64 | 96 (stronger) |
| Earnings | 65 | 68 (stronger) |
| Funding & liquidity | 92 (stronger) | 69 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 82nd | 83rd |
| Total assets | $398.2M | $588.3M |
| Deposits / shares | $332.1M | $473.2M |
| Capital ratio | 16.64% (stronger) | 13.37% |
| Problem loans | 1.07% | 0.13% (stronger) |
| Net charge-offs | 0.28% | 0.18% (stronger) |
| Return on assets | 1.13% | 1.19% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 91.0% |
| Uninsured deposits | 9.9% | 9.8% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Signet Federal Credit Union leads on 2 and Transcend Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.