Side-by-side · Q2 2026 data
Simmesport State Bank vs Plaquemine Bank & Trust Company
Metric by metric
| Measure | Simmesport State Bank | Plaquemine Bank & Trust Company |
|---|---|---|
| TellerScore | 54 | 77 (stronger) |
| Capital cushion | 73 (stronger) | 72 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 80 (stronger) | 50 |
| Funding & liquidity | 71 (stronger) | 68 |
| Problem-loan coverage | 54 | 100 (stronger) |
| Peer percentile | 10th | 68th |
| Total assets | $198.5M | $218.3M |
| Deposits / shares | $173.0M | $191.5M |
| Capital ratio | 12.28% (stronger) | 12.16% |
| Problem loans | 3.15% | 0.00% (stronger) |
| Net charge-offs | 0.66% | -0.02% (stronger) |
| Return on assets | 1.50% (stronger) | 0.75% |
| Loans ÷ deposits | 89.7% | 45.2% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 43.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.1% |
Plaquemine Bank & Trust Company has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Simmesport State Bank leads on 3 and Plaquemine Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.