Plaquemine Bank & Trust Company (FDIC certificate #19800) is based in Plaquemine, Louisiana. Its Q2 2026 call report shows $218.3M in total assets and $191.5M in deposits and 2 offices.
Based on its Q2 2026 filing, Plaquemine Bank & Trust Company scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 23rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (50/100; 0.75%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (73 → 77), mostly because the capital cushion component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 76 |
| Q4 2025 | 77 |
| Q1 2026 | 74 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.18% |
| Q3 2024 | 12.53% |
| Q4 2024 | 12.71% |
| Q1 2025 | 11.18% |
| Q2 2025 | 11.33% |
| Q3 2025 | 11.93% |
| Q4 2025 | 12.39% |
| Q1 2026 | 11.58% |
| Q2 2026 | 12.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.06% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.59% |
| Q1 2025 | 0.84% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.76% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $218.3M | 12.16% | 0.00% | 0.75% | 45.2% |
| Q1 2026 | 74 | $222.1M | 11.58% | 0.00% | 0.76% | 46.8% |
| Q4 2025 | 77 | $228.6M | 12.39% | 0.00% | 0.74% | 46.6% |
| Q3 2025 | 76 | $210.3M | 11.93% | 0.00% | 0.79% | 52.8% |
| Q2 2025 | 73 | $222.1M | 11.33% | 0.00% | 0.79% | 47.4% |
| Q1 2025 | 73 | $229.6M | 11.18% | 0.00% | 0.84% | 43.0% |
| Q4 2024 | 76 | $206.2M | 12.71% | 0.05% | 0.59% | 46.7% |
| Q3 2024 | 76 | $196.2M | 12.53% | 0.06% | 0.50% | 50.6% |
| Q2 2024 | 75 | $197.4M | 12.18% | 0.00% | 0.52% | 48.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Exchange Bank and Trust Company, Natchitoches, LouisianaBank Natchitoches, LA | 75 out of 100, Strong | $212.5M | 11.4% | 0.89% | vs |
| Franklin State Bank & Trust CompanyBank Winnsboro, LA | 75 out of 100, Strong | $224.7M | 10.0% | 0.76% | vs |
| Landmark BankBank Clinton, LA | 54 out of 100, Below average | $229.8M | 11.5% | 1.91% | vs |
| Simmesport State BankBank Simmesport, LA | 54 out of 100, Below average | $198.5M | 12.3% | 3.15% | vs |
| Citizens Progressive BankBank Winnsboro, LA | 40 out of 100, Below average | $243.3M | 11.3% | 4.51% | vs |
| Bank of Sunset and Trust CompanyBank Sunset, LA | 76 out of 100, Strong | $192.3M | 11.4% | 0.58% | vs |
Deposit insurance
Is my money safe at Plaquemine Bank & Trust Company?
Yes. Plaquemine Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19800). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.6% of deposits ($83.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.16%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 29.15% (benchmark: 10%).
2 locations
Branches
Plaquemine Bank & Trust Company lists 1 office in 1 city. Most locations:
- Plaquemine, LA (1)
HMDA 2025
Mortgage lending
In 2025, Plaquemine Bank & Trust Company reported 36 home-loan applications under HMDA (LEI 2549003E1YOW83GR2Q12): 30 originated ($6,910,000 total), 3 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Plaquemine Bank & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 19800
- RSSD ID
- 89032
- Primary regulator
- FDIC
- Holding company
- Plaquemine Bancshares Corp
- Established
- April 1, 1968
- Headquarters
- 24025 Eden St, Plaquemine, LA 70764
- Website
- www.plaqbank.com
- Employees
- 33
Quick answers
Plaquemine Bank & Trust Company: common questions
Is Plaquemine Bank & Trust Company FDIC insured?
Yes. Plaquemine Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19800). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Plaquemine Bank & Trust Company's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Plaquemine Bank & Trust Company ever failed?
There is no failure record for FDIC certificate #19800 in the FDIC failed bank list.
How many branches does Plaquemine Bank & Trust Company have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Plaquemine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA | 92 out of 100, Very strong | $82.1M | 22.0% | 0.52% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Gp Louisiana Federal Credit UnionCredit union Zachary, LA | 88 out of 100, Very strong | $66.2M | 17.0% | 0.80% | vs |