Side-by-side · Q2 2026 data
Simplicity Credit Union vs Blackhawk Community Credit Union
Credit union
Blackhawk Community Credit Union
Janesville, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Simplicity Credit Union | Blackhawk Community Credit Union |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 48 | 58 (stronger) |
| Loan quality | 59 | 79 (stronger) |
| Earnings | 49 (stronger) | 33 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 14th | 45th |
| Total assets | $546.7M | $947.3M |
| Deposits / shares | $487.5M | $841.5M |
| Capital ratio | 9.82% | 10.77% (stronger) |
| Problem loans | 1.22% | 0.63% (stronger) |
| Net charge-offs | 0.27% | 0.08% (stronger) |
| Return on assets | 0.72% (stronger) | 0.33% |
| Loans ÷ deposits | 93.2% | 60.0% (stronger) |
| Uninsured deposits | 4.2% | 3.4% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Blackhawk Community Credit Union has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Simplicity Credit Union leads on 1 and Blackhawk Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.