TellerScore

Blackhawk Community Credit Union (NCUA charter #66998) is based in Janesville, Wisconsin. Its Q2 2026 call report shows $947.3M in total assets and $841.5M in member shares and deposits and 6 offices.

Based on its Q2 2026 filing, Blackhawk Community Credit Union scores 68/100, which we describe as moderate. That is higher than only 45% of 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 67th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 3% uninsured), and its lowest is earnings (33/100; 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Net worth ratio: 10.77%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.63%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity100/100
Loans ÷ shares: 60.0% · 3.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 68).

TellerScore
687173Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202472
Q4 202473
Q1 202570
Q2 202569
Q3 202570
Q4 202569
Q1 202669
Q2 202668
Net worth ratio
7.00%9.03%11.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.89%
Q3 202410.94%
Q4 202411.06%
Q1 202510.90%
Q2 202510.89%
Q3 202510.99%
Q4 202511.03%
Q1 202610.84%
Q2 202610.77%
Delinquent loans (60+ days)
0.38%0.53%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.51%
Q4 20240.44%
Q1 20250.42%
Q2 20250.64%
Q3 20250.64%
Q4 20250.69%
Q1 20260.41%
Q2 20260.63%
Return on assets
0.22%0.53%0.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.83%
Q4 20240.82%
Q1 20250.34%
Q2 20250.50%
Q3 20250.53%
Q4 20250.49%
Q1 20260.22%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$947.3M10.77%0.63%0.33%60.0%
Q1 202669$931.7M10.84%0.41%0.22%60.7%
Q4 202569$911.0M11.03%0.69%0.49%61.9%
Q3 202570$905.9M10.99%0.64%0.53%63.1%
Q2 202569$902.2M10.89%0.64%0.50%63.4%
Q1 202570$886.9M10.90%0.42%0.34%65.0%
Q4 202473$867.5M11.06%0.44%0.82%68.3%
Q3 202472$861.2M10.94%0.51%0.83%69.4%
Q2 202473$845.5M10.89%0.38%0.77%71.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.77%
41st
Problem loans0.63%
54th
Net charge-offs0.08%
87th
Return on assets0.33%
20th
Loans to deposits60.0%
78th
Uninsured deposits3.4%
77th
Loan-loss reserves0.00%
50th
Texas ratio3.1%
60th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Kohler Credit UnionCredit union Sheboygan, WI71 out of 100, Strong$776.4M10.8%0.32%vs
Superior Choice Credit UnionCredit union Superior, WI56 out of 100, Moderate$730.3M7.5%0.57%vs
Heartland Credit UnionCredit union Madison, WI74 out of 100, Strong$666.8M11.7%0.42%vs
Co-Op Credit UnionCredit union Black River Fal, WI70 out of 100, Strong$626.8M11.6%0.80%vs
Simplicity Credit UnionCredit union Marshfield, WI57 out of 100, Moderate$546.7M9.8%1.22%vs
Pcm Credit UnionCredit union Green Bay, WI68 out of 100, Moderate$514.6M10.5%0.61%vs

Deposit insurance

Is my money safe at Blackhawk Community Credit Union?

Yes. Blackhawk Community Credit Union is a federally insured credit union (NCUA charter #66998). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.4% of shares and deposits ($29.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Blackhawk Community Credit Union lists 6 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Blackhawk Community Credit Union reported 774 home-loan applications under HMDA (LEI 549300W1AS8CZYV4MQ17): 635 originated ($65,875,000 total), 89 denied, and 49 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Blackhawk Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66998
RSSD ID
663692
Primary regulator
State + NCUA
Established
1965
Headquarters
PO Box 5366, Janesville, WI 53547
Employees
210

Quick answers

Blackhawk Community Credit Union: common questions

Is Blackhawk Community Credit Union NCUA insured?

Yes. Blackhawk Community Credit Union is a federally insured credit union (NCUA charter #66998). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blackhawk Community Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blackhawk Community Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Janesville

InstitutionScoreAssetsCapitalProblem loansCompare
First Citizens State BankBank Whitewater, WI90 out of 100, Very strong$525.2M18.0%0.00%vs
Badger BankBank Fort Atkinson, WI82 out of 100, Strong$206.0M12.4%0.07%vs
Teachers Credit UnionCredit union Beloit, WI81 out of 100, Strong$37.6M12.2%0.16%vs
Farmers and Merchants Union BankBank Columbus, WI78 out of 100, Strong$872.1M10.0%0.15%vs
County - City Credit UnionCredit union Jefferson, WI78 out of 100, Strong$43.6M11.3%0.41%vs
First Community BankBank Milton, WI77 out of 100, Strong$158.9M10.4%0.34%vs