Side-by-side · Q2 2026 data
Simplicity Credit Union vs Co-Op Credit Union
Metric by metric
| Measure | Simplicity Credit Union | Co-Op Credit Union |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 48 | 66 (stronger) |
| Loan quality | 59 | 73 (stronger) |
| Earnings | 49 | 65 (stronger) |
| Funding & liquidity | 67 (stronger) | 65 |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 14th | 51st |
| Total assets | $546.7M | $626.8M |
| Deposits / shares | $487.5M | $548.2M |
| Capital ratio | 9.82% | 11.55% (stronger) |
| Problem loans | 1.22% | 0.80% (stronger) |
| Net charge-offs | 0.27% | 0.05% (stronger) |
| Return on assets | 0.72% | 1.12% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 95.1% |
| Uninsured deposits | 4.2% (stronger) | 12.6% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Co-Op Credit Union has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Simplicity Credit Union leads on 2 and Co-Op Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Neillsville, WI