Side-by-side · Q2 2026 data
Simplot Credit Union vs Boise Fire Department Credit Union
Metric by metric
| Measure | Simplot Credit Union | Boise Fire Department Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 36 |
| Earnings | 61 (stronger) | 34 |
| Funding & liquidity | 79 (stronger) | 57 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 80th | 24th |
| Total assets | $59.0M | $8.6M |
| Deposits / shares | $46.0M | $7.1M |
| Capital ratio | 21.92% (stronger) | 16.60% |
| Problem loans | 0.30% (stronger) | 1.93% |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 1.03% (stronger) | 0.35% |
| Loans ÷ deposits | 81.0% (stronger) | 103.6% |
| Uninsured deposits | 0.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Simplot Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Simplot Credit Union leads on 5 and Boise Fire Department Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.