Side-by-side · Q2 2026 data
Simplot Credit Union vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Simplot Credit Union | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 66 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 77 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 80th | 83rd |
| Total assets | $59.0M | $62.9M |
| Deposits / shares | $46.0M | $50.0M |
| Capital ratio | 21.92% (stronger) | 20.74% |
| Problem loans | 0.30% (stronger) | 1.01% |
| Net charge-offs | 0.27% (stronger) | 2.49% |
| Return on assets | 1.03% | 2.50% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 83.3% |
| Uninsured deposits | 0.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Simplot Credit Union leads on 4 and Members Preferred Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.