Side-by-side · Q2 2026 data
Sing Sing Employees Federal Credit Union vs Metro Realtors Federal Credit Union
Credit union
Sing Sing Employees Federal Credit Union
Briarcliff Mano, New York · Under $100 million in assets
Credit union
Metro Realtors Federal Credit Union
Melville, New York · Under $100 million in assets
Metric by metric
| Measure | Sing Sing Employees Federal Credit Union | Metro Realtors Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 58 | 83 (stronger) |
| Earnings | 18 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 47th | 13th |
| Total assets | $11.0M | $10.6M |
| Deposits / shares | $9.3M | $9.5M |
| Capital ratio | 15.56% (stronger) | 9.61% |
| Problem loans | 1.26% | 0.50% (stronger) |
| Net charge-offs | 6.78% | 0.86% (stronger) |
| Return on assets | -0.05% (stronger) | -3.11% |
| Loans ÷ deposits | 43.2% (stronger) | 83.1% |
| Uninsured deposits | 0.0% (stronger) | 26.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sing Sing Employees Federal Credit Union has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Sing Sing Employees Federal Credit Union leads on 5 and Metro Realtors Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.