Side-by-side · Q2 2026 data
Siouxland Federal Credit Union vs Four Points Federal Credit Union
Credit union
Siouxland Federal Credit Union
South Sioux Cit, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Siouxland Federal Credit Union | Four Points Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 33 |
| Capital cushion | 72 (stronger) | 0 |
| Loan quality | 86 (stronger) | 59 |
| Earnings | 55 (stronger) | 0 |
| Funding & liquidity | 78 | 83 (stronger) |
| Problem-loan coverage | 95 (stronger) | 55 |
| Peer percentile | 66th | 1st |
| Total assets | $351.9M | $165.5M |
| Deposits / shares | $306.7M | $132.2M |
| Capital ratio | 12.21% (stronger) | 3.57% |
| Problem loans | 0.43% (stronger) | 1.24% |
| Net charge-offs | 0.13% (stronger) | 6.04% |
| Return on assets | 0.88% (stronger) | -7.07% |
| Loans ÷ deposits | 81.8% | 77.6% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 6.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.6% | — |
Siouxland Federal Credit Union has the higher TellerScore (75 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Siouxland Federal Credit Union leads on 6 and Four Points Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.