Side-by-side · Q2 2026 data
Skyla Federal Credit Union vs Latino Community Credit Union
Credit union
Skyla Federal Credit Union
Charlotte, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Skyla Federal Credit Union | Latino Community Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 56 (stronger) | 40 |
| Earnings | 42 | 51 (stronger) |
| Funding & liquidity | 67 (stronger) | 37 |
| Problem-loan coverage | 78 | 87 (stronger) |
| Peer percentile | 11th | 36th |
| Total assets | $1.7B | $1.0B |
| Deposits / shares | $1.4B | $735.0M |
| Capital ratio | 9.61% | 24.23% (stronger) |
| Problem loans | 1.32% (stronger) | 1.81% |
| Net charge-offs | 0.79% | 0.57% (stronger) |
| Return on assets | 0.56% | 0.78% (stronger) |
| Loans ÷ deposits | 93.0% (stronger) | 118.5% |
| Uninsured deposits | 7.8% (stronger) | 26.8% |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.1% | 8.5% |
Latino Community Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Skyla Federal Credit Union leads on 3 and Latino Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.