Side-by-side · Q2 2026 data
Skyone Federal Credit Union vs America'S Christian Credit Union
Credit union
Skyone Federal Credit Union
Hawthorne, California · $100 million – $1 billion
Credit union
America'S Christian Credit Union
Glendora, California · $100 million – $1 billion
Metric by metric
| Measure | Skyone Federal Credit Union | America'S Christian Credit Union |
|---|---|---|
| TellerScore | 47 | 58 (stronger) |
| Capital cushion | 27 | 39 (stronger) |
| Loan quality | 58 | 81 (stronger) |
| Earnings | 29 | 39 (stronger) |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 73 | 90 (stronger) |
| Peer percentile | 4th | 16th |
| Total assets | $863.3M | $819.8M |
| Deposits / shares | $732.3M | $729.1M |
| Capital ratio | 7.67% | 8.89% (stronger) |
| Problem loans | 1.25% | 0.58% (stronger) |
| Net charge-offs | 0.74% | 0.38% (stronger) |
| Return on assets | 0.23% | 0.47% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 88.7% |
| Uninsured deposits | 2.9% (stronger) | 25.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
America'S Christian Credit Union has the higher TellerScore (58 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Skyone Federal Credit Union leads on 2 and America'S Christian Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.