Side-by-side · Q2 2026 data
Skypoint Federal Credit Union vs Angelina County Teachers Credit Union
Credit union
Angelina County Teachers Credit Union
Lufkin, Texas · Under $100 million in assets
Metric by metric
| Measure | Skypoint Federal Credit Union | Angelina County Teachers Credit Union |
|---|---|---|
| TellerScore | 60 | 100 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 46 | 99 (stronger) |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 21st | 100th |
| Total assets | $242.8M | $12.9M |
| Deposits / shares | $190.5M | $10.5M |
| Capital ratio | 12.37% | 18.38% (stronger) |
| Problem loans | 1.61% | 0.04% (stronger) |
| Net charge-offs | 0.53% | 0.20% (stronger) |
| Return on assets | 0.57% | 2.33% (stronger) |
| Loans ÷ deposits | 98.0% | 36.6% (stronger) |
| Uninsured deposits | 6.3% | 4.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.3% | — |
Angelina County Teachers Credit Union has the higher TellerScore (100 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Skypoint Federal Credit Union leads on 0 and Angelina County Teachers Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.