Side-by-side · Q2 2026 data
Snake River Federal Credit Union vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Snake River Federal Credit Union | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 66 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 52 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 70th | 83rd |
| Total assets | $12.0M | $62.9M |
| Deposits / shares | $10.0M | $50.0M |
| Capital ratio | 15.44% | 20.74% (stronger) |
| Problem loans | 0.15% (stronger) | 1.01% |
| Net charge-offs | 0.38% (stronger) | 2.49% |
| Return on assets | 0.78% | 2.50% (stronger) |
| Loans ÷ deposits | 108.6% | 83.3% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Snake River Federal Credit Union leads on 2 and Members Preferred Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.