Side-by-side · Q2 2026 data
Snake River Federal Credit Union vs St Joe Valley Credit Union
Metric by metric
| Measure | Snake River Federal Credit Union | St Joe Valley Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 95 (stronger) | 80 |
| Earnings | 51 | 78 (stronger) |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 70th | 65th |
| Total assets | $12.0M | $14.0M |
| Deposits / shares | $10.0M | $12.3M |
| Capital ratio | 15.44% (stronger) | 11.62% |
| Problem loans | 0.15% (stronger) | 0.59% |
| Net charge-offs | 0.38% | 0.21% (stronger) |
| Return on assets | 0.78% | 1.45% (stronger) |
| Loans ÷ deposits | 108.6% | 54.3% (stronger) |
| Uninsured deposits | 0.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Snake River Federal Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Snake River Federal Credit Union leads on 3 and St Joe Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.