Side-by-side · Q2 2026 data
Solarity Credit Union vs Our Community Credit Union
Metric by metric
| Measure | Solarity Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 20 | 66 (stronger) |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 60th | 82nd |
| Total assets | $803.5M | $638.3M |
| Deposits / shares | $618.8M | $551.8M |
| Capital ratio | 17.60% (stronger) | 12.67% |
| Problem loans | 0.44% (stronger) | 0.48% |
| Net charge-offs | 0.80% | 0.70% (stronger) |
| Return on assets | 0.00% | 1.16% (stronger) |
| Loans ÷ deposits | 109.2% | 40.7% (stronger) |
| Uninsured deposits | 5.7% (stronger) | 6.0% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 38.1% | — |
Our Community Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Solarity Credit Union leads on 3 and Our Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.