Side-by-side · Q2 2026 data
Solutions Federal Credit Union vs First Heritage Federal Credit Union
Metric by metric
| Measure | Solutions Federal Credit Union | First Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 76 (stronger) | 61 |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 72nd | 57th |
| Total assets | $43.4M | $839.7M |
| Deposits / shares | $37.7M | $748.4M |
| Capital ratio | 12.55% (stronger) | 11.06% |
| Problem loans | 0.30% (stronger) | 0.44% |
| Net charge-offs | 0.44% | 0.28% (stronger) |
| Return on assets | 1.07% (stronger) | 0.96% |
| Loans ÷ deposits | 47.4% (stronger) | 82.1% |
| Uninsured deposits | 7.0% (stronger) | 9.5% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
Solutions Federal Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Solutions Federal Credit Union leads on 6 and First Heritage Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.