Side-by-side · Q2 2026 data
South Bend Firefighters Federal Credit Union vs Honor Credit Union
Credit union
South Bend Firefighters Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | South Bend Firefighters Federal Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 64 | 69 (stronger) |
| Earnings | 71 (stronger) | 55 |
| Funding & liquidity | 84 (stronger) | 75 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 70th | 58th |
| Total assets | $64.3M | $1.9B |
| Deposits / shares | $49.0M | $1.6B |
| Capital ratio | 23.61% (stronger) | 12.16% |
| Problem loans | 1.07% | 0.92% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 1.29% (stronger) | 0.87% |
| Loans ÷ deposits | 76.0% (stronger) | 84.8% |
| Uninsured deposits | 5.4% (stronger) | 9.6% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
South Bend Firefighters Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), South Bend Firefighters Federal Credit Union leads on 6 and Honor Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.