Side-by-side · Q2 2026 data
South Bend Firefighters Federal Credit Union vs Tlcu Financial Credit Union
Credit union
South Bend Firefighters Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | South Bend Firefighters Federal Credit Union | Tlcu Financial Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 64 | 85 (stronger) |
| Earnings | 71 (stronger) | 66 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 70th | 87th |
| Total assets | $64.3M | $59.4M |
| Deposits / shares | $49.0M | $49.5M |
| Capital ratio | 23.61% (stronger) | 16.01% |
| Problem loans | 1.07% | 0.45% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.29% (stronger) | 1.15% |
| Loans ÷ deposits | 76.0% | 39.1% (stronger) |
| Uninsured deposits | 5.4% | 2.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tlcu Financial Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), South Bend Firefighters Federal Credit Union leads on 3 and Tlcu Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.