Side-by-side · Q2 2026 data
South Carolina Methodist Conf Credit Union vs Columbia Post Office Credit Union
Credit union
South Carolina Methodist Conf Credit Union
Columbia, South Carolina · Under $100 million in assets
Credit union
Columbia Post Office Credit Union
Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | South Carolina Methodist Conf Credit Union | Columbia Post Office Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 92 (stronger) | 91 |
| Earnings | 24 | 56 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 22nd | 87th |
| Total assets | $5.6M | $25.2M |
| Deposits / shares | $5.1M | $19.0M |
| Capital ratio | 8.58% | 24.31% (stronger) |
| Problem loans | 0.25% (stronger) | 0.28% |
| Net charge-offs | 0.19% (stronger) | 0.67% |
| Return on assets | 0.10% | 0.89% (stronger) |
| Loans ÷ deposits | 79.4% | 19.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Columbia Post Office Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), South Carolina Methodist Conf Credit Union leads on 3 and Columbia Post Office Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.