Side-by-side · Q2 2026 data
South Coast Ilwu Federal Credit Union vs First Community Credit Union
Credit union
South Coast Ilwu Federal Credit Union
North Bend, Oregon · Under $100 million in assets
Metric by metric
| Measure | South Coast Ilwu Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 86 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 46 | 72 (stronger) |
| Funding & liquidity | 96 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 95th |
| Total assets | $18.5M | $1.9B |
| Deposits / shares | $15.1M | $1.6B |
| Capital ratio | 18.21% (stronger) | 13.29% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.64% | 1.31% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 81.0% |
| Uninsured deposits | 3.6% (stronger) | 6.3% |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Coast Ilwu Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), South Coast Ilwu Federal Credit Union leads on 5 and First Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- North Bend, OR