Side-by-side · Q2 2026 data
Southeastern Credit Union vs Interstate Credit Union
Metric by metric
| Measure | Southeastern Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 73 | 89 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 60th | 94th |
| Total assets | $440.7M | $410.9M |
| Deposits / shares | $388.5M | $341.0M |
| Capital ratio | 10.81% | 15.85% (stronger) |
| Problem loans | 0.41% (stronger) | 0.54% |
| Net charge-offs | 0.17% (stronger) | 0.32% |
| Return on assets | 1.14% | 2.43% (stronger) |
| Loans ÷ deposits | 85.8% (stronger) | 97.0% |
| Uninsured deposits | 5.9% (stronger) | 6.8% |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Credit Union leads on 4 and Interstate Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.