Side-by-side · Q2 2026 data
Southeastern Ohio Credit Union vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | Southeastern Ohio Credit Union | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 66 (stronger) | 52 |
| Earnings | 80 (stronger) | 61 |
| Funding & liquidity | 98 (stronger) | 95 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 59th | 62nd |
| Total assets | $65.4M | $66.2M |
| Deposits / shares | $56.9M | $53.7M |
| Capital ratio | 12.08% | 18.10% (stronger) |
| Problem loans | 1.03% (stronger) | 1.44% |
| Net charge-offs | 0.68% | 0.04% (stronger) |
| Return on assets | 1.49% (stronger) | 1.02% |
| Loans ÷ deposits | 61.9% (stronger) | 65.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 78). On the 6 directional measures above (where higher or lower is clearly better), Southeastern Ohio Credit Union leads on 3 and Postal Family Credit Union, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.