Side-by-side · Q2 2026 data
Southern Pine Credit Union vs Southeastern Credit Union
Metric by metric
| Measure | Southern Pine Credit Union | Southeastern Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 74 | 86 (stronger) |
| Earnings | 58 | 66 (stronger) |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 70th | 60th |
| Total assets | $27.6M | $440.7M |
| Deposits / shares | $20.9M | $388.5M |
| Capital ratio | 23.71% (stronger) | 10.81% |
| Problem loans | 0.79% | 0.41% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 0.95% | 1.14% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 85.8% |
| Uninsured deposits | 0.1% (stronger) | 5.9% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Southern Pine Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Southern Pine Credit Union leads on 5 and Southeastern Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.