Side-by-side · Q2 2026 data
Southern Teachers & Parents Federal Credit Union vs Cusa Federal Credit Union
Credit union
Southern Teachers & Parents Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Southern Teachers & Parents Federal Credit Union | Cusa Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 38 | 49 (stronger) |
| Loan quality | 98 (stronger) | 66 |
| Earnings | 28 (stronger) | 19 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 32nd | 16th |
| Total assets | $29.2M | $30.6M |
| Deposits / shares | $26.4M | $27.4M |
| Capital ratio | 8.76% | 9.91% (stronger) |
| Problem loans | 0.06% (stronger) | 1.02% |
| Net charge-offs | 0.75% (stronger) | 0.83% |
| Return on assets | 0.21% (stronger) | -0.02% |
| Loans ÷ deposits | 53.5% (stronger) | 75.6% |
| Uninsured deposits | 1.6% | 0.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Teachers & Parents Federal Credit Union has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Southern Teachers & Parents Federal Credit Union leads on 5 and Cusa Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.