Southern Teachers & Parents Federal Credit Union is a federal credit union headquartered in Baton Rouge, Louisiana, in business for about 89 years. At the end of Q2 2026 it reported $29.2M in total assets and $26.4M in member shares and deposits, with 2 offices.
Based on its Q2 2026 filing, Southern Teachers & Parents Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 85th. Its strongest component is funding & liquidity (100/100; 54% loans-to-deposits, 2% uninsured), and its lowest is earnings (28/100; 0.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (74 → 66), mostly because the earnings component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 61 |
| Q4 2024 | 66 |
| Q1 2025 | 65 |
| Q2 2025 | 74 |
| Q3 2025 | 72 |
| Q4 2025 | 69 |
| Q1 2026 | 63 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.72% |
| Q3 2024 | 8.01% |
| Q4 2024 | 8.39% |
| Q1 2025 | 8.32% |
| Q2 2025 | 8.71% |
| Q3 2025 | 8.93% |
| Q4 2025 | 8.65% |
| Q1 2026 | 8.63% |
| Q2 2026 | 8.76% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.12% |
| Q4 2025 | 0.12% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.06% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.27% |
| Q2 2025 | 1.26% |
| Q3 2025 | 0.97% |
| Q4 2025 | 0.58% |
| Q1 2026 | -0.04% |
| Q2 2026 | 0.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $29.2M | 8.76% | 0.06% | 0.21% | 53.5% |
| Q1 2026 | 63 | $29.6M | 8.63% | 0.14% | -0.04% | 51.8% |
| Q4 2025 | 69 | $29.6M | 8.65% | 0.12% | 0.58% | 53.2% |
| Q3 2025 | 72 | $29.1M | 8.93% | 0.12% | 0.97% | 55.2% |
| Q2 2025 | 74 | $29.5M | 8.71% | 0.15% | 1.26% | 54.2% |
| Q1 2025 | 65 | $28.9M | 8.32% | 0.15% | 0.27% | 54.0% |
| Q4 2024 | 66 | $28.4M | 8.39% | 0.19% | 0.47% | 57.5% |
| Q3 2024 | 61 | $29.2M | 8.01% | 0.22% | 0.03% | 55.9% |
| Q2 2024 | 64 | $29.2M | 7.72% | 0.11% | 0.41% | 56.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Engage Federal Credit UnionCredit union Natchitoches, LA | 86 out of 100, Very strong | $28.5M | 21.6% | 0.95% | vs |
| Cusa Federal Credit UnionCredit union Covington, LA | 56 out of 100, Moderate | $30.6M | 9.9% | 1.02% | vs |
| Beauregard School Employees Federal Credit UnionCredit union Deridder, LA | 78 out of 100, Strong | $30.9M | 12.9% | 0.61% | vs |
| Alexandria Municipal Employees Credit UnionCredit union Alexandria, LA | 84 out of 100, Strong | $31.9M | 14.0% | 0.28% | vs |
| Louisiana Catholic Federal Credit UnionCredit union Shreveport, LA | 76 out of 100, Strong | $26.1M | 12.6% | 0.39% | vs |
| Tangipahoa Parish Teachers Credit UnionCredit union Amite, LA | 77 out of 100, Strong | $32.8M | 35.8% | 1.71% | vs |
Deposit insurance
Is my money safe at Southern Teachers & Parents Federal Credit Union?
Yes. Southern Teachers & Parents Federal Credit Union is a federally insured credit union (NCUA charter #2068). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.6% of shares and deposits ($423K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.76%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Southern Teachers & Parents Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Baton Rouge, LA (1)
- Thibodaux, LA (1)
Identity & history
Profile
- Legal name
- Southern Teachers & Parents Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2068
- RSSD ID
- 166278
- Primary regulator
- NCUA
- Established
- 1937
- Headquarters
- 728 Harding Blvd, Baton Rouge, LA 70807
- Employees
- 12
Quick answers
Southern Teachers & Parents Federal Credit Union: common questions
Is Southern Teachers & Parents Federal Credit Union NCUA insured?
Yes. Southern Teachers & Parents Federal Credit Union is a federally insured credit union (NCUA charter #2068). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Southern Teachers & Parents Federal Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Southern Teachers & Parents Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Baton Rouge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA | 92 out of 100, Very strong | $82.1M | 22.0% | 0.52% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Gp Louisiana Federal Credit UnionCredit union Zachary, LA | 88 out of 100, Very strong | $66.2M | 17.0% | 0.80% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |