Side-by-side · Q2 2026 data
Sovita Credit Union vs Genisys Credit Union
Metric by metric
| Measure | Sovita Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 64 |
| Earnings | 64 | 88 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 95th | 89th |
| Total assets | $592.0M | $6.6B |
| Deposits / shares | $501.3M | $5.5B |
| Capital ratio | 16.10% (stronger) | 15.47% |
| Problem loans | 0.31% (stronger) | 1.09% |
| Net charge-offs | 0.09% (stronger) | 0.59% |
| Return on assets | 1.11% | 1.70% (stronger) |
| Loans ÷ deposits | 27.5% (stronger) | 98.9% |
| Uninsured deposits | 5.0% (stronger) | 8.4% |
| Offices | 5 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 18.7% |
Sovita Credit Union has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Sovita Credit Union leads on 6 and Genisys Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.