TellerScore

Side-by-side · Q2 2026 data

Sp Trainmen Federal Credit Union vs Lehrer Interests Credit Union

Credit union

Sp Trainmen Federal Credit Union

Houston, Texas · Under $100 million in assets

31of 100
Low

Credit union

Lehrer Interests Credit Union

Garwood, Texas · Under $100 million in assets

86of 100
Very strong

Metric by metric

MeasureSp Trainmen Federal Credit UnionLehrer Interests Credit Union
TellerScore3186 (stronger)
Capital cushion48100 (stronger)
Loan quality0100 (stronger)
Earnings032 (stronger)
Funding & liquidity100100
Problem-loan coverage18100 (stronger)
Peer percentile1st80th
Total assets$2.7M$2.3M
Deposits / shares$2.2M$1.8M
Capital ratio9.78%21.42% (stronger)
Problem loans26.03%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets-1.32%0.29% (stronger)
Loans ÷ deposits29.5%19.9% (stronger)
Uninsured deposits0.0%0.0%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Lehrer Interests Credit Union has the higher TellerScore (86 vs 31). On the 5 directional measures above (where higher or lower is clearly better), Sp Trainmen Federal Credit Union leads on 0 and Lehrer Interests Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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