Side-by-side · Q2 2026 data
Spokane Firefighters Credit Union vs Avista Corp. Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Spokane Firefighters Credit Union | Avista Corp. Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 55 (stronger) | 41 |
| Funding & liquidity | 94 (stronger) | 88 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 83rd | 80th |
| Total assets | $86.4M | $72.5M |
| Deposits / shares | $73.2M | $59.2M |
| Capital ratio | 14.51% | 18.04% (stronger) |
| Problem loans | 0.15% | 0.08% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.86% (stronger) | 0.53% |
| Loans ÷ deposits | 66.7% (stronger) | 72.1% |
| Uninsured deposits | 5.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Spokane Firefighters Credit Union leads on 3 and Avista Corp. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.