Side-by-side · Q2 2026 data
Spokane Firefighters Credit Union vs Sno Falls Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Credit union
Sno Falls Credit Union
North Bend, Washington · Under $100 million in assets
Metric by metric
| Measure | Spokane Firefighters Credit Union | Sno Falls Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 52 |
| Capital cushion | 95 (stronger) | 32 |
| Loan quality | 95 (stronger) | 71 |
| Earnings | 55 (stronger) | 22 |
| Funding & liquidity | 94 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 83rd | 11th |
| Total assets | $86.4M | $99.0M |
| Deposits / shares | $73.2M | $89.1M |
| Capital ratio | 14.51% (stronger) | 8.24% |
| Problem loans | 0.15% (stronger) | 0.86% |
| Net charge-offs | 0.05% (stronger) | 0.11% |
| Return on assets | 0.86% (stronger) | 0.06% |
| Loans ÷ deposits | 66.7% (stronger) | 80.1% |
| Uninsured deposits | 5.5% | 3.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Spokane Firefighters Credit Union leads on 6 and Sno Falls Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.