Side-by-side · Q2 2026 data
Spring Hill State Bank vs Community Bank
Metric by metric
| Measure | Spring Hill State Bank | Community Bank |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 49 (stronger) | 44 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 75th | 82nd |
| Total assets | $238.5M | $315.5M |
| Deposits / shares | $186.9M | $277.8M |
| Capital ratio | 16.65% (stronger) | 11.95% |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | 0.04% | -0.01% (stronger) |
| Return on assets | 1.42% | 2.92% (stronger) |
| Loans ÷ deposits | 97.6% | 88.7% (stronger) |
| Uninsured deposits | 27.7% (stronger) | 39.8% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Community Bank has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Spring Hill State Bank leads on 2 and Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.