Spring Hill State Bank (FDIC certificate #22526) is based in Longview, Texas. Its Q2 2026 call report shows $238.5M in total assets and $186.9M in deposits and 2 offices.
Spring Hill State Bank has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 106th. Capital cushion contributes the most (100/100, 16.65%); funding & liquidity contributes the least (49/100, 98% loans-to-deposits, 28% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (81 → 79), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 82 |
| Q4 2024 | 81 |
| Q1 2025 | 81 |
| Q2 2025 | 81 |
| Q3 2025 | 84 |
| Q4 2025 | 81 |
| Q1 2026 | 77 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.72% |
| Q3 2024 | 14.39% |
| Q4 2024 | 14.61% |
| Q1 2025 | 14.86% |
| Q2 2025 | 14.68% |
| Q3 2025 | 15.08% |
| Q4 2025 | 15.36% |
| Q1 2026 | 16.40% |
| Q2 2026 | 16.65% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.19% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.77% |
| Q1 2026 | 1.11% |
| Q2 2026 | 0.94% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.36% |
| Q3 2024 | 1.33% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $238.5M | 16.65% | 0.94% | 1.42% | 97.6% |
| Q1 2026 | 77 | $238.4M | 16.40% | 1.11% | 1.35% | 96.3% |
| Q4 2025 | 81 | $249.7M | 15.36% | 0.77% | 1.50% | 89.2% |
| Q3 2025 | 84 | $249.9M | 15.08% | 0.47% | 1.47% | 89.0% |
| Q2 2025 | 81 | $248.4M | 14.68% | 0.66% | 1.42% | 89.5% |
| Q1 2025 | 81 | $248.1M | 14.86% | 0.78% | 1.35% | 84.6% |
| Q4 2024 | 81 | $239.4M | 14.61% | 0.62% | 1.34% | 90.4% |
| Q3 2024 | 82 | $242.0M | 14.39% | 0.36% | 1.33% | 90.2% |
| Q2 2024 | 86 | $239.6M | 14.72% | 0.19% | 1.36% | 90.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Sterling CityBank Sterling City, TX | 82 out of 100, Strong | $240.1M | 11.6% | 0.00% | vs |
| Cypress Bank, SSBBank Pittsburg, TX | 59 out of 100, Moderate | $235.5M | 11.4% | 1.84% | vs |
| National Bank & TrustBank La Grange, TX | 72 out of 100, Strong | $242.0M | 10.8% | 0.17% | vs |
| The First National Bank of AndersonBank Anderson, TX | 81 out of 100, Strong | $230.4M | 12.0% | 0.16% | vs |
| Bridge City State BankBank Bridge City, TX | 76 out of 100, Strong | $246.8M | 11.7% | 0.08% | vs |
| Muenster State BankBank Muenster, TX | 98 out of 100, Very strong | $227.0M | 14.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Spring Hill State Bank?
Yes. Spring Hill State Bank is an FDIC-insured institution (FDIC certificate #22526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.7% of deposits ($51.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 30.18% (benchmark: 10%).
2 locations
Branches
Spring Hill State Bank lists 2 offices in 1 city. Most locations:
- Longview, TX (2)
Identity & history
Profile
- Legal name
- Spring Hill State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 22526
- RSSD ID
- 457060
- Primary regulator
- FDIC
- Holding company
- Spring Hill Holdings Corp
- Established
- September 19, 1977
- Headquarters
- 3700 Gilmer Rd, Longview, TX 75604
- Website
- www.springhillbank.com
- Employees
- 46
Quick answers
Spring Hill State Bank: common questions
Is Spring Hill State Bank FDIC insured?
Yes. Spring Hill State Bank is an FDIC-insured institution (FDIC certificate #22526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Spring Hill State Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Spring Hill State Bank ever failed?
There is no failure record for FDIC certificate #22526 in the FDIC failed bank list.
How many branches does Spring Hill State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Longview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sweetex Credit UnionCredit union Longview, TX | 94 out of 100, Very strong | $9.4M | 39.4% | 0.00% | vs |
| Eastman Credit UnionCredit union Kingsport, TN | 91 out of 100, Very strong | $10.2B | 14.9% | 0.31% | vs |
| East Texas Professional Credit UnionCredit union Longview, TX | 90 out of 100, Very strong | $1.4B | 19.4% | 0.41% | vs |
| Austin Bank, Texas National AssociationBank Jacksonville, TX | 88 out of 100, Very strong | $3.3B | 15.1% | 0.60% | vs |
| The First National Bank of WinnsboroBank Winnsboro, TX | 86 out of 100, Very strong | $158.2M | 22.7% | 1.10% | vs |
| Community BankBank Longview, TX | 82 out of 100, Strong | $315.5M | 11.9% | 0.00% | vs |