Side-by-side · Q2 2026 data
Spring Hill State Bank vs Sweetex Credit Union
Metric by metric
| Measure | Spring Hill State Bank | Sweetex Credit Union |
|---|---|---|
| TellerScore | 79 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 69 | 100 (stronger) |
| Earnings | 77 (stronger) | 68 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $238.5M | $9.4M |
| Deposits / shares | $186.9M | $5.6M |
| Capital ratio | 16.65% | 39.42% (stronger) |
| Problem loans | 0.94% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.20% |
| Loans ÷ deposits | 97.6% | 58.4% (stronger) |
| Uninsured deposits | 27.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweetex Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Spring Hill State Bank leads on 1 and Sweetex Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.