Side-by-side · Q2 2026 data
Spring Valley Bank vs Aurgroup Credit Union
Metric by metric
| Measure | Spring Valley Bank | Aurgroup Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 86 | 87 (stronger) |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 49 | 99 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 45th |
| Total assets | $113.6M | $203.8M |
| Deposits / shares | $67.0M | $189.2M |
| Capital ratio | 34.07% (stronger) | 8.93% |
| Problem loans | 0.43% | 0.40% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 2.90% (stronger) | 0.78% |
| Loans ÷ deposits | 154.7% | 61.5% (stronger) |
| Uninsured deposits | 16.2% | 0.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | — |
Spring Valley Bank has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Spring Valley Bank leads on 4 and Aurgroup Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.