TellerScore

Headquartered in Fairfield, Ohio, Aurgroup Credit Union is a non-federally insured state credit union with $203.8M in total assets and $189.2M in member shares and deposits as of Q2 2026. It operates 4 offices.

Aurgroup Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 110th. Funding & liquidity contributes the most (99/100, 61% loans-to-deposits, 0% uninsured); capital cushion contributes the least (39/100, 8.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.93%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.40%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity99/100
Loans ÷ shares: 61.5% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (74 → 68), mostly because the earnings component weakened by 25 points.

TellerScore
647178Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202465
Q3 202464
Q4 202464
Q1 202578
Q2 202574
Q3 202572
Q4 202568
Q1 202666
Q2 202668
Net worth ratio
7.00%7.96%8.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.24%
Q3 20248.17%
Q4 20248.33%
Q1 20258.52%
Q2 20258.84%
Q3 20258.92%
Q4 20258.65%
Q1 20268.73%
Q2 20268.93%
Delinquent loans (60+ days)
0.05%0.31%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.15%
Q4 20240.20%
Q1 20250.18%
Q2 20250.25%
Q3 20250.20%
Q4 20250.21%
Q1 20260.57%
Q2 20260.40%
Return on assets
0.39%1.30%2.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.49%
Q3 20240.45%
Q4 20240.39%
Q1 20252.21%
Q2 20251.39%
Q3 20251.08%
Q4 20250.62%
Q1 20260.84%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$203.8M8.93%0.40%0.78%61.5%
Q1 202666$204.4M8.73%0.57%0.84%60.6%
Q4 202568$201.4M8.65%0.21%0.62%61.6%
Q3 202572$198.8M8.92%0.20%1.08%62.4%
Q2 202574$198.0M8.84%0.25%1.39%62.7%
Q1 202578$202.2M8.52%0.18%2.21%64.3%
Q4 202464$193.5M8.33%0.20%0.39%69.5%
Q3 202464$196.0M8.17%0.15%0.45%73.1%
Q2 202465$192.2M8.24%0.05%0.49%72.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.93%
13th
Problem loans0.40%
74th
Net charge-offs0.20%
71st
Return on assets0.78%
53rd
Loans to deposits61.5%
76th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio2.5%
68th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Credit Union of OhioCredit union Hilliard, OH60 out of 100, Moderate$205.4M10.7%1.34%vs
Impact Credit Union, Inc.Credit union Clyde, OH63 out of 100, Moderate$205.7M8.9%0.43%vs
Abbey Credit UnionCredit union Vandalia, OH53 out of 100, Below average$200.1M8.1%1.47%vs
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Achieve Credit UnionCredit union Elyria, OH69 out of 100, Moderate$210.1M11.3%1.01%vs
Towpath Credit UnionCredit union Fairlawn, OH67 out of 100, Moderate$214.9M11.4%0.95%vs

Deposit insurance

Is my money safe at Aurgroup Credit Union?

Aurgroup Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.93%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Aurgroup Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Aurgroup Credit Union
Type
Non-federally insured state credit union
NCUA charter #
96761
RSSD ID
981798
Primary regulator
State + NCUA
Headquarters
8811 Holden Blvd, Fairfield, OH 45014
Employees
47

Quick answers

Aurgroup Credit Union: common questions

Is Aurgroup Credit Union NCUA insured?

Aurgroup Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Aurgroup Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aurgroup Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fairfield

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
St. James Parish Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$5.9M21.8%0.00%vs
Deca Credit UnionCredit union Cincinnati, OH90 out of 100, Very strong$7.6M18.9%0.45%vs
Spring Valley BankBank Wyoming, OH89 out of 100, Very strong$113.6M34.1%0.43%vs