Side-by-side · Q2 2026 data
Spring Valley Bank vs Myusa Credit Union
Metric by metric
| Measure | Spring Valley Bank | Myusa Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 86 (stronger) | 22 |
| Earnings | 100 (stronger) | 40 |
| Funding & liquidity | 49 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 94th | 31st |
| Total assets | $113.6M | $351.2M |
| Deposits / shares | $67.0M | $277.1M |
| Capital ratio | 34.07% (stronger) | 14.20% |
| Problem loans | 0.43% (stronger) | 2.34% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 2.90% (stronger) | 0.50% |
| Loans ÷ deposits | 154.7% | 62.7% (stronger) |
| Uninsured deposits | 16.2% | 0.0% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.9% | 26.7% |
Spring Valley Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Spring Valley Bank leads on 5 and Myusa Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.