Side-by-side · Q2 2026 data
Springfield Firefighters Credit Union vs Mercer Credit Union
Credit union
Springfield Firefighters Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Springfield Firefighters Credit Union | Mercer Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 100 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 100th | 36th |
| Total assets | $3.4M | $2.6M |
| Deposits / shares | $2.8M | $2.2M |
| Capital ratio | 16.59% (stronger) | 14.90% |
| Problem loans | 0.00% (stronger) | 1.61% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 3.41% (stronger) | 0.32% |
| Loans ÷ deposits | 25.8% (stronger) | 80.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield Firefighters Credit Union has the higher TellerScore (100 vs 68). On the 5 directional measures above (where higher or lower is clearly better), Springfield Firefighters Credit Union leads on 5 and Mercer Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.