Side-by-side · Q2 2026 data
Sri Federal Credit Union vs Central State Credit Union
Metric by metric
| Measure | Sri Federal Credit Union | Central State Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 77 (stronger) | 40 |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 54 (stronger) | 31 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 68th | 34th |
| Total assets | $236.2M | $258.2M |
| Deposits / shares | $198.0M | $211.3M |
| Capital ratio | 12.74% (stronger) | 9.01% |
| Problem loans | 0.17% (stronger) | 0.40% |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 0.86% (stronger) | 0.28% |
| Loans ÷ deposits | 95.2% | 40.8% (stronger) |
| Uninsured deposits | 22.3% | 6.2% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sri Federal Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sri Federal Credit Union leads on 5 and Central State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.