TellerScore

Side-by-side · Q2 2026 data

Sri Federal Credit Union vs F3 Credit Union

Credit union

Sri Federal Credit Union

Menlo Park, California · $100 million – $1 billion

76of 100
Strong

Credit union

F3 Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Metric by metric

MeasureSri Federal Credit UnionF3 Credit Union
TellerScore7680 (stronger)
Capital cushion77100 (stronger)
Loan quality94 (stronger)65
Earnings54 (stronger)47
Funding & liquidity57100 (stronger)
Problem-loan coverage98 (stronger)94
Peer percentile68th78th
Total assets$236.2M$236.8M
Deposits / shares$198.0M$196.8M
Capital ratio12.74%18.47% (stronger)
Problem loans0.17% (stronger)1.05%
Net charge-offs0.04% (stronger)1.00%
Return on assets0.86% (stronger)0.68%
Loans ÷ deposits95.2%55.0% (stronger)
Uninsured deposits22.3%5.9% (stronger)
Offices04
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

F3 Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Sri Federal Credit Union leads on 3 and F3 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions