Side-by-side · Q2 2026 data
Sru Federal Credit Union vs Armco Credit Union
Credit union
Sru Federal Credit Union
Slippery Rock, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Sru Federal Credit Union | Armco Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 78 | 87 (stronger) |
| Loan quality | 82 | 82 |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 96 (stronger) | 78 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 72nd | 76th |
| Total assets | $67.1M | $719.5M |
| Deposits / shares | $58.4M | $622.4M |
| Capital ratio | 12.78% | 13.66% (stronger) |
| Problem loans | 0.54% (stronger) | 0.55% |
| Net charge-offs | 0.38% | 0.07% (stronger) |
| Return on assets | 1.34% (stronger) | 0.96% |
| Loans ÷ deposits | 64.7% (stronger) | 82.5% |
| Uninsured deposits | 7.1% | 3.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 11.3% |
Sru Federal Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Sru Federal Credit Union leads on 4 and Armco Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.