Side-by-side · Q2 2026 data
St. Ansgar State Bank vs Cent Credit Union
Metric by metric
| Measure | St. Ansgar State Bank | Cent Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 47 | 77 (stronger) |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 65 (stronger) | 56 |
| Funding & liquidity | 59 | 68 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 43rd | 71st |
| Total assets | $182.0M | $166.0M |
| Deposits / shares | $136.2M | $144.6M |
| Capital ratio | 9.74% | 12.73% (stronger) |
| Problem loans | 0.11% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.13% (stronger) | 0.89% |
| Loans ÷ deposits | 90.1% (stronger) | 92.1% |
| Uninsured deposits | 24.9% | 3.1% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cent Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), St. Ansgar State Bank leads on 4 and Cent Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.