Side-by-side · Q2 2026 data
St. James Parish Credit Union vs Aurgroup Credit Union
Metric by metric
| Measure | St. James Parish Credit Union | Aurgroup Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 39 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 72 (stronger) | 51 |
| Funding & liquidity | 68 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 89th | 45th |
| Total assets | $5.9M | $203.8M |
| Deposits / shares | $4.4M | $189.2M |
| Capital ratio | 21.83% (stronger) | 8.93% |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.66% | 0.20% (stronger) |
| Return on assets | 1.29% (stronger) | 0.78% |
| Loans ÷ deposits | 92.4% | 61.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. James Parish Credit Union has the higher TellerScore (90 vs 68). On the 6 directional measures above (where higher or lower is clearly better), St. James Parish Credit Union leads on 4 and Aurgroup Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.