Side-by-side · Q2 2026 data
St. James Parish Credit Union vs Deca Credit Union
Metric by metric
| Measure | St. James Parish Credit Union | Deca Credit Union |
|---|---|---|
| TellerScore | 90 | 90 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 72 | 89 (stronger) |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 89th | 89th |
| Total assets | $5.9M | $7.6M |
| Deposits / shares | $4.4M | $6.1M |
| Capital ratio | 21.83% (stronger) | 18.92% |
| Problem loans | 0.00% (stronger) | 0.45% |
| Net charge-offs | 0.66% | -0.01% (stronger) |
| Return on assets | 1.29% | 1.74% (stronger) |
| Loans ÷ deposits | 92.4% | 84.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), St. James Parish Credit Union leads on 3 and Deca Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.