Side-by-side · Q2 2026 data
St. James Parish Credit Union vs Greater Cincinnati School Credit Union
Credit union
Greater Cincinnati School Credit Union
Cincinnati, Ohio · $100 million – $1 billion
Metric by metric
| Measure | St. James Parish Credit Union | Greater Cincinnati School Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 72 (stronger) | 45 |
| Funding & liquidity | 68 | 86 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 89th | 74th |
| Total assets | $5.9M | $135.1M |
| Deposits / shares | $4.4M | $116.3M |
| Capital ratio | 21.83% (stronger) | 13.38% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.66% | 0.16% (stronger) |
| Return on assets | 1.29% (stronger) | 0.62% |
| Loans ÷ deposits | 92.4% | 74.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. James Parish Credit Union has the higher TellerScore (90 vs 78). On the 6 directional measures above (where higher or lower is clearly better), St. James Parish Credit Union leads on 4 and Greater Cincinnati School Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.