Side-by-side · Q2 2026 data
St. Louis Newspaper Carriers Credit Union vs Summit Ridge Credit Union
Credit union
St. Louis Newspaper Carriers Credit Union
Fenton, Missouri · Under $100 million in assets
Credit union
Summit Ridge Credit Union
Lees Summit, Missouri · Under $100 million in assets
Metric by metric
| Measure | St. Louis Newspaper Carriers Credit Union | Summit Ridge Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 42 |
| Capital cushion | 15 | 34 (stronger) |
| Loan quality | 100 (stronger) | 29 |
| Earnings | 18 (stronger) | 11 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 12th | 4th |
| Total assets | $20.1M | $19.1M |
| Deposits / shares | $18.8M | $17.3M |
| Capital ratio | 6.54% | 8.36% (stronger) |
| Problem loans | 0.01% (stronger) | 2.13% |
| Net charge-offs | 0.00% (stronger) | 1.18% |
| Return on assets | -0.04% (stronger) | -0.22% |
| Loans ÷ deposits | 93.6% | 49.0% (stronger) |
| Uninsured deposits | 6.3% | 5.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Louis Newspaper Carriers Credit Union has the higher TellerScore (53 vs 42). On the 7 directional measures above (where higher or lower is clearly better), St. Louis Newspaper Carriers Credit Union leads on 4 and Summit Ridge Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.