Side-by-side · Q2 2026 data
St. Ludmila S Credit Union vs Waterloo Firemen'S Credit Union
Metric by metric
| Measure | St. Ludmila S Credit Union | Waterloo Firemen'S Credit Union |
|---|---|---|
| TellerScore | 79 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 53 | 100 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 69 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 62nd | 89th |
| Total assets | $372K | $2.9M |
| Deposits / shares | $260K | $2.5M |
| Capital ratio | 29.62% (stronger) | 13.29% |
| Problem loans | 1.41% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.22% | 2.17% (stronger) |
| Loans ÷ deposits | 75.8% (stronger) | 91.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterloo Firemen'S Credit Union has the higher TellerScore (90 vs 79). On the 5 directional measures above (where higher or lower is clearly better), St. Ludmila S Credit Union leads on 2 and Waterloo Firemen'S Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.