Side-by-side · Q2 2026 data
St. Mary Parish School Emp. Federal Credit Union vs Riverland Federal Credit Union
Credit union
St. Mary Parish School Emp. Federal Credit Union
Franklin, Louisiana · Under $100 million in assets
Metric by metric
| Measure | St. Mary Parish School Emp. Federal Credit Union | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 47 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 77th | 74th |
| Total assets | $455K | $319.7M |
| Deposits / shares | $349K | $248.1M |
| Capital ratio | 22.66% (stronger) | 15.84% |
| Problem loans | 0.49% (stronger) | 0.55% |
| Net charge-offs | 3.83% | 0.66% (stronger) |
| Return on assets | 0.67% | 0.70% (stronger) |
| Loans ÷ deposits | 17.9% (stronger) | 103.0% |
| Uninsured deposits | 0.0% (stronger) | 6.0% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.7% |
St. Mary Parish School Emp. Federal Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), St. Mary Parish School Emp. Federal Credit Union leads on 5 and Riverland Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.