Side-by-side · Q2 2026 data
St. Paschal Baylons Federal Credit Union vs L C E Federal Credit Union
Credit union
St. Paschal Baylons Federal Credit Union
Highland Height, Ohio · Under $100 million in assets
Metric by metric
| Measure | St. Paschal Baylons Federal Credit Union | L C E Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 77 (stronger) | 53 |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 27 | 59 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 62nd | 47th |
| Total assets | $5.9M | $74.3M |
| Deposits / shares | $5.1M | $67.9M |
| Capital ratio | 12.67% (stronger) | 10.34% |
| Problem loans | 0.00% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.19% | 0.97% (stronger) |
| Loans ÷ deposits | 5.1% (stronger) | 50.3% |
| Uninsured deposits | 0.0% (stronger) | 5.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
St. Paschal Baylons Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), St. Paschal Baylons Federal Credit Union leads on 6 and L C E Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.